Bountiful Condo

I got a call from Megan & Chad. They were interested in one of my listings in Bountiful. It was a little bit out of their price range so I emailed them some condos in the Bntfl area. We went out to see about 5 condos and they found their dream condo! This deal went so smoothly, we made an offer, we inspected, we worked on the loan and then we closed. It was too smooth so murphys law came into play and it took a few days to get the deal funded & recorded. Chad & Megan finally got the keys days after we were expecting. Thankfully that was the only hiccup and they are happy home owners at the young age of 21!

Ever heard of Cedar Valley?

I had never heard of Cedar Valley until I met Luke & Wendy. Luke is from Wyoming and so he likes wide open spaces and having lots of space and privacy. Cedar Valley is in Utah County about 15-20 mins south west of Eagle Mountain. The first time I met them was at this house. It was a short sale so we didn't get our hopes up that it would work out. We saw about 150 homes from Cedar Valley to Orem to Grantsville to Ogden! After seeing all of those homes the short sale in Cedar Valley worked out (and when I say worked out it took a lot of work to get to that point) and we closed 4 months after we wrote the offer! Luke & Wendy were living in a travel trailer at her moms house and they were sooo excited to finally get into a house. They sold a house back in 2006 and so they qualified as first time buyers. They'll be gettin' $8000 from the government soon! Their home is so gorgeous. It was built in 2007 and has has 3218 Sq Feet which fits all of their furniture (which Wendy likes) and is in the middle of nowhere and has a huge spot for RV parking (what Luke likes). They got a screaming good deal (that everyone, including me, likes) They got the home for $175k and the bank paid for $5,000 of their closing costs!

Elliotts & Medicos

Our friends, Jason & Cherise Medico and their kids, came over to hang out and I was able to capture this cute picture of "the girls". Austin has been friends with Jason Medico since he was about 8.

2009 Christmas

So I'm waaaay behind on blogging guys! 2009 Christmas was a humble sweet experience. The girls got a TON of gifts and treats this year. (Secret Santas visted us about 3 times!) We had so many gifts that we gave our little neighbor some gifts too. We look forward to being a secret santa in the future to those who don't plan on having much for Christmas.

Moments to Remember Photography

My sister-in-law, Bethany, took our family pictures at Gardner Village. Then she went through and touched them up and put effects on the pictures. She is so artistic and she knows what's "in". Her knowledge with regards to photoshop is amazing she can do anything with your pictures. For example we had two pictures where India was looking at the camera but Alayna wasn't and another picture where Alayna was looking but India wasn't. Bethany was able to swap heads in the picture and you couldn't tell that it was photoshopped...voila a picture where everyone is looking at the camera! Her website is www.rememberyours.com. I highly recommend her. She provides so much value and gives you a cd of all of your pictures plus the touchups.

India's Birthday on the Polar Express

India loves the movie Polar Express. So for her birthday we surpised her by taking her to the Heber Creeper (train) where they have elves, hot cocoa, and a trip to the North Pole to see Santa & Mrs. Claus.








These last two pictures are a riot! Alayna must have seen some hidden mistltoe because she decided to give austin a real romantic kiss. I was jealous...so I took this pict! :)

Patty's Daybreak Condo

This deal was a doozy! Patty qualified for a VA loan because she was in the army for awhile. Her interest rate was great and all was looking good until we were assigned a VA Appraiser. The VA appraiser was slower than molassess getting out to the property. When we'd call him to ask him to go out to the property he would say that VA gives him 14 days to complete the appraisal. 14 DAYS!!!!! We don't have 14 days!!!!!!!!! To say the least, he was a Butt! But it gets worse. Patty got this deal under contract in time to qualify for the $4000 Home Run Grant. The Appraiser went out to the property and found the door locked and so he left. Well, the modle home was right around the corner and someone could have let him in. Because he didn't get the home appraised that day Patty couldn't get on the list to get the $4000 grant! So then we had to change the purchase price by $4000 :( It took the appraiser like a week to get back out to the property and then 3-4 days to write up the appraisal report. By the time he got us the appraisal we were all soooo angry. It cost Patty $4000 because this appraiser was a jerk. We called VA to complain and we weren't able to change appraisers. Then when we wanted to close the underwriter found a problem on the appraisal and the appraiser had to fix it and he said his computer was down so that took a few more days. It was such a joke. Patty was a good sport the whole time. Patty has gotten a VA loan in the past and not had these problems and I've talked to other people who've gotten VA loans and they haven't had issues either. It was this one appraiser. Hopefully he will be black listed from VA because the public shouldn't have to work with someone who is so unmotivated to do his job or too busy to provide adequate service.