Tuesday, April 20, 2010

2007 Tummies

These pictures just got emailed to me and I had to share them. My sisters-in-law and I were all pregnant at the same time in 2007. We sat in the order of when we were going to pop! Since this picture was taken all of these sisters have been or are pregnant again. It's kinda weird that I got left behind in the baby poppin' but very enjoyable at the same time. Like I've said before: I love being an Auntie, all the perks and none of the pain. LOL

My new nephew

Baby Jeramiah was born just a few days after Amelia and I got to meet him when he was a few hrs old. Such a little schnuggle! We went to his blessing a few Sundays ago. I got to wake him up from his nap and he was so sweet, no complaints whatsoever. Just some stretchy moans and mouth smacks!

Monday, April 19, 2010

More of Auntie Rachael

So I've gotten to babysit baby Amelia a few times. Being an Auntie ROCKS!!!! I just soak up that baby's cuteness. She is such an angel baby. She takes a bottle like a pro even though she's a nursing baby. (My girls never did that! They'd just cry with the bottle in their mouth and never latch on. It's like they were saying "what the heck are you sticking in my mouth...this tastes nasty").

Oh I just love being an Auntie...






Trax

Trax are coming close to our house and as I was driving down the road I saw this truck with our last name on it. I rolled down the window and took a quick pict.

The Penguins at Living Planet Aquarium


So my camera phone isn't the greatest and the penguins are so speedy in the water that they turn out as white streaks. We loved seeing the penguins. These penguins showed off for us a ton and they seemed very interested in having us watch them. We will be going back for sure!


Sunday, April 11, 2010

Short Sale from H.E. Double Hockey Sticks



I got this listing about March of 2009. The value of the home then was about $209k. I got it under contract and verbally approved by the bank (Taylor Bean & Whitaker). Then when I was working on getting that in writing something strange occured: TB&W's phones weren't working. I called and called for a week and nothing. I checked their website and it informed me that TB&W was going under and my clients loan was going to be sold. For a few months I called the various banks and they all said "we don't have that loan yet". They said it could take some time to get all the files transfered. After a few months of the loan being in limbo I finally found the loan at American Home Mortgage. By this time Winter was fast approaching. All of the calls I made were just to inform the bank that the home was vacant and that it needed to be winterized. They did nothing. The end of December a pipe broke or something and the whole upstairs and part of the downstairs was flooded. When I told the bank that the home had flooded they FINALLY sent someone out to winterize it. A little too late! The value of the home dropped to about $150k. I advertized the new price and got a ton of offers. We took the best one to the bank and I wish I could say that a few days later we closed. But NO, that didn't happen. It took about a month for the first mortgage to approve the offer, then it took a month and a half for the second mortgage to approve the short sale. All the while I was jumping through hoops that the banks were requiring. The buyers were threatening to move on and their agent followed up with me almost everyday. So many times I thought that this deal was going to die. After a year of slavery the banks approved the offer but only after they cut my commission! Maybe I should get a job at McDonalds....I'd get paid more. LOL! Naw...I love my job too much and there are a lot of people out there that need help with their short sales. Rachael the Realtor to the Rescue!